Beauty Therapist Insurance
PARMIA, and its Principal, Danny Gumm, have spent considerable time and effort in conjunction with the Association of Professional Aestheticians of Australia (APAA) over the past fifteen years to obtain broad policy coverage specifically tailored for the professional Beauty Therapist, and secured by no less than Lloyds of London.
For information on APAA please visit their site. www.apaa.com.au
Professional Indemnity/Public and Products Liability Insurance
Our Liability policy is one of the very few to provide Beauty Therapists with a full Malpractice policy coverage, ensuring cover is not only provided for liability arising from the treatments themselves, but any professional advice that may be provided.
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Activities not easily insured with most other insurers which can be automatically covered under our facility (subject to your qualifications and experience), include but are not limited to:
Acid peels; Body Piercing; Cosmetic Tattooing/Micropigmentation; Electrolysis; Endermology; IPL/VPL Treatments; Laser Therapy; Microdermabration; Mobile Services throughout Australia; Schlerotherapy.
Please note that this product is the ONLY product endorsed by the the largest professional body representing Beauty Therapists, being the APAA. |
For an obligation free quotation for broad Professional Indemnity/Liability Insurance Combined , please Click Here for an application form which can be completed, signed and returned to our office at the addresses listed.
General Insurance
Many "Off the Shelf" Beauty Therapist insurance policies automatically presume the coverage that you need, offering insurance protection for many exposures which you may not even need, or leaving out important policy covers for your particular needs.
Our facility only provides indemnity for what your specific business requires. It is specifically designed to meet your needs and your individual requirements. Whilst policies generally available include Fire & Nominated Perils; Burglary; Money; Glass Breakage; etc, only the insurance protection you elect will be effected on your behalf. If additional protection outside the normal policy covers are needed, our facility is flexible enough to cater for these additional requirements within our insurance facility.
Should you require a quotation for broad General Insurance, please Click Here for a questionnaire which will give us the information necessary to ensure a policy is drafted specifically to your requirements. |